Issue 00 · Autumn 2026日本語 · RSS
AgentKoji

AI Coding Tools Compared: Plans and Prices (2026)

Claude Code, Cursor, Codex, Gemini CLI and GitHub Copilot side by side. Claude Pro is $20 billed monthly and includes Claude Code. Checked 2026-10-29.

TL;DR

  • On 2026-10-29 the entry paid plans were Claude Pro at $20 a month billed monthly, Cursor Plus at $8, ChatGPT Plus for Codex at $20, and Copilot Pro at $10. Gemini CLI has a free tier of 1,000 requests a day with a Google account.
  • Each tool meters usage differently: Claude uses five-hour and weekly limits, Cursor a weekly pool, Codex five-hour and weekly limits, Copilot monthly AI credits, and Gemini CLI daily request quotas.
  • Every price here comes from the vendor's official page on the check date. Prices change, so we re-check this table monthly.

This page compares five AI coding tools on what they are, what the entry paid plan costs, what higher tiers and free options exist, and how each meters usage. It is a reference: one table we re-check every month, a few facts to help you choose, and links to our longer guides. We checked every number against the vendors’ official pricing pages on 2026-10-29. Where a page did not state a value clearly, the cell says “unverified”.

Plans and prices

Prices are in USD per month, before tax. “Monthly” and “annual” follow what each page states.

ToolWhat it isEntry paid planHigher tiersFree option
Claude CodeCLI, with VS Code and JetBrains integrations and the desktop appPro: $20 billed monthly, or $17/month with the annual discount ($200 up front)Max from $100/month, monthly billing only (5x or 20x Pro usage; 20x price unverified). Team: $25/seat monthly or $20 annually; premium seat $125 monthly or $100 annuallyFree plan exists but does not include Claude Code
CursorEditor and CLIPlus: $8/month (Cursor’s own models only)Premium $30, Super $100, Ultra $200 per month. Teams $30, $100 or $200 per seat/month. Annual: $80, $300, $1,000, $2,000 per yearFree: $0, limited agent and chat requests
OpenAI CodexWeb, CLI, IDE extension, iOS (as listed for Plus)Plus: $20/monthPro at $100, $200 or $500/month. Business $25/user monthly or $20/user annually (2+ users). Enterprise & Edu: contact salesFree ($0) and Go ($8) list Codex in the desktop app; CLI access on those plans unverified
Gemini CLICLIGoogle AI Pro: price unverified (not on the quota page)Google AI Ultra, Code Assist Standard and Enterprise: prices unverifiedGoogle account: 1,000 requests/day. Unpaid API key: 250/day, Flash only
GitHub CopilotEditors and IDEs, CLIPro: $10/monthPro+ $39/month, Max $100/month. Business and Enterprise prices unverifiedFree: $0, limited chat and agent usage, CLI and agent mode supported

Source: https://claude.com/pricing (checked 2026-10-29) Source: https://cursor.com/pricing (checked 2026-10-29) Source: https://cursor.com/docs/models-and-pricing (checked 2026-10-29) Source: https://developers.openai.com/codex/pricing (checked 2026-10-29) Source: https://github.com/google-gemini/gemini-cli/blob/main/docs/resources/quota-and-pricing.md (checked 2026-10-29) Source: https://github.com/features/copilot/plans (checked 2026-10-29)

Prices and plans change without notice. We re-check this table once a month; check the vendor’s page before you pay.

How usage is limited

ToolHow usage is meteredWhen you run out
Claude CodeLimits reset on a rolling five-hour window; paid plans add weekly limits. Claude Code and chat draw from one poolWait, upgrade, or turn on usage credits at standard API rates (paid plans)
CursorOne pool of usage for Cursor models per paid plan, refreshed weekly. Premium is 4x Plus, Super 15x, Ultra 50x. Third-party models are billed separately at API list price on Premium and aboveWait for the weekly reset, keep working on prepaid credit (top-ups or Auto Top-up), or upgrade
OpenAI CodexShares usage with ChatGPT. Plus and Standard Business have five-hour limits; Pro plans currently have none. Weekly limits may also applyChatGPT credits extend usage on Plus and Business. An API key bills at API pricing instead
Gemini CLIDaily request quotas per user (1,000 / 1,500 / 2,000 by plan), also limited per minutePay-as-you-go with a Gemini API key or Vertex AI
GitHub CopilotMonthly GitHub AI Credits: $15 total on Pro, $70 on Pro+, $200 on Max. Agent mode, code review, the CLI and more consume themWait for the monthly reset, or set a budget; credits draw down at $0.01 each

Same sources as above, checked 2026-10-29. For Claude Code’s per-token API costs, see https://code.claude.com/docs/en/costs. We don’t list per-token API prices here; each vendor’s pricing page has them.

How to choose

These are facts to weigh, not a ranking.

Source: https://github.com/google-gemini/gemini-cli/blob/main/docs/get-started/authentication.mdx (checked 2026-10-29)

Our comparison and pricing guides

Summary

FAQ

Is Claude Code included in Claude Pro?
Yes. Claude's pricing page says Claude Code is included in all paid plans and shares the same usage limits as the rest of the plan. The Free plan does not include it.
Is Gemini CLI free?
Signing in with a Google account gives up to 1,000 requests per user per day under Gemini Code Assist for individuals. An unpaid Gemini API key allows 250 requests a day, Flash models only.
Can I use Codex with a ChatGPT subscription?
Yes. OpenAI's Codex pricing page says Codex is included in ChatGPT Free, Go, Plus, Pro, Business, Edu and Enterprise. The Plus plan at $20 a month lists Codex on the web, in the CLI, in the IDE extension and on iOS.
Does GitHub Copilot have a free plan with the CLI?
Yes. The Copilot plans page says the Free plan supports the CLI and agent mode, with limited chat and agent usage.
What happens when I hit the usage limit?
It depends on the tool. Claude lets you wait for the reset, upgrade, or turn on usage credits on paid plans. Cursor lets you wait for the weekly reset, keep working on prepaid credit, or upgrade. Copilot lets you wait for the monthly reset or set a budget for paid usage.